Why You Need It
What Travel Insurance Covers
Trip Cancellation
Get reimbursed for non-refundable trip costs if you need to cancel due to illness, injury, a family emergency, or other covered reasons.
Trip Interruption
If your trips is cut short by a covered event, insurance reimburses unused portions of your trip and the cost of returning home early.
Medical Emergencies
Covers emergency medical treatment, hospitalization, and doctor visits while traveling - especially critical outside the United States.
Emergency Evacuation
If you need emergency medical transportation or evacuation to a hospital or back home, insurance covers these extremely high costs.
Lost or Delayed Baggage
Receive reimbursement for lost, stolen, or damaged luggage -and compensation for essentials while you wait for delayed bags.
Travel Delays
Covers additional accommodation, meals, and transportation expenses when your trip is delayed by covered events like weather or mechanical issues.
24/7 Travel Assistance
Access around-the-clock assistance for emergencies, rebooking help, medical referrals, and travel support anywhere in the world.
Lost Travel Documents
Get assistance replacing lost or stolen passports, visas, or other critical travel documents so you can continue your journey.
Cancel for Any Reason
Optional upgrade that lets you cancel your trip for any reason and receive a partial refund - the ultimate flexibility for uncertain situations.
AT A GLANCE
Typically Covered vs. Not Covered
Coverage details vary by policy and provider. Always review your plan documents carefully.
REAL TALK
What Happens If You Travel Without Insurance?
Most people assume nothing will go wrong — and most of the time, they're right. But when something does happen, the financial consequences can be devastating.
A single medical emergency abroad can cost tens of thousands of dollars out of pocket. A cancelled trip can mean losing your entire deposit and travel investment. Travel insurance is a small cost that protects a big investment.
Don't leave home without it.
Medical Emergency Abroad
Without insurance, a hospitalization in another country can cost $50,000 or more out of pocket — insurance covers it.
If you get sick a week before departure and need to cancel, you could lose your entire trip deposit and prepaid expenses.
Your bags land in the wrong country. Without coverage, replacing clothes, toiletries, and essentials comes entirely out of your pocket.
Medical evacuation flights can cost $100,000+. Without travel insurance, this bill falls entirely on you or your family.